A three (3) week standardized curriculum program intended to be an introductory and immersive course for participants who are interested in learning methods to become financially fit through strengthening both personal credit and business credit. This class will focus on exploring the framework to evaluate a borrower’s credit worthiness, the importance of credit, strategies for establishing credit, the creation of a spending plan, the proper formula to identify net worth, and effective methods for credit protection. This class meets twice per week for three (3) weeks.
Meeting Dates:
Who Should Attend:
Small business owners and potential business owners who are looking to start or expand a business but may be experiencing some credit challenges. Completion of this class along with the Small Business Development Class makes it possible for small business owners to apply for Guaranty Bank’s SEED Loan. Applicants must meet lending criteria.
SBA Form:
For your convenience, the SBA form found below is a fillable file ready to be downloaded. Please click the link below, fill out the form, save it to your computer, and upload it onto Guaranty Bank’s Secure Document Upload page. Once on the Secure Document Upload page, fill out the blank fields with your information. Be sure to select the Small Business Development-SBA Form option under the What Are You Uploading field.