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Guaranty Bank believes that not only do we owe excellent service to our customers, but we are also committed to serving our communities. We do this because we care about our customers, our communities, and all of the people who live here. We live and work here, too, and want to do what we can to make our world a better, brighter place.

Guaranty Bank is a Community Development Financial Institution (CDFI). Not only do we have a strong history of working within our communities for overall betterment, but our certification as a CDFI also demonstrates our commitment to improving neighborhoods, communities and the lives of our customers.

Center for Financial Knowledge

We host community events throughout the year focused on educating small business owners and our banking customers. From basic personal banking to personal financial management to more complex business concerns, our experts deliver professional advice and insight. It’s our privilege and duty to ensure that we provide both services and products to our customers which give them the power and knowledge to leverage these products for the most benefit. Specifically for young adults, we offer a financial education program called Money Smart for Youth that provides tools and resources to prepare them for their future.

The SAFE Affordable Family Energy Efficient (SAFE) Home Program

SAFE Homebuying program is an affordable housing program designed for individuals and families with low to moderate income who are interested in purchasing a home but may be experiencing barriers that make home ownership difficult to achieve. This program also includes financing for participants who already own their homes but need to make repairs.

Program Highlights:

  • Designed for low to moderate income families
  • Maximum loan amount of $75,000
  • Minimum credit score of 620
  • Matched savings of up to $2,000
  • Participants will receive:
    • Financial Education
    • Personal Credit Counseling
    • Home Buyer Education