Welcome to Guaranty Bank & Trust Company!

From a simple checking account to million dollar loans, we deliver the banking services you need when you want them. But, we are more than just banking commodities. We offer a friendly advisory relationship and want to be your first call when you need help or advice.

Mission Statement

Guaranty Bank's mission is to set the standard in our communities for excellence in financial service products and their delivery, to strengthen the communities we serve, and to help improve the quality of life in those areas while realizing the greatest benefit for our shareholders, employees, and customers.

Guaranty Bank & Trust

Our History

Locally-owned and operated since 1943, Guaranty Bank delivers top-notch services and products to Mississippi and the surrounding areas. Providing personalized, quality customer service and the best in banking products have been our goals from the very beginning.

With humble beginnings, Guaranty Bank has grown from offering only the basic banking services and products to serving customers with a comprehensive, complete line of expertise and products only expected at much larger institutions. We are proud to be your local, big-time bank!

As a responsible leader in economic development, we strive to be an instrumental member of our local communities through our actions and the involvement of our employees. Since the start, we have been driven to do our part to help our communities and community members excel.


Integrity. Honesty. Commitment. Equality.

Our core values drive the leadership of Guaranty Bank. These values lead us to:

  • Always do what we say
  • Exceed expectations
  • Commit to community development
  • Express gratitude to our customers
  • Strive for strong communications

Our expert bankers move Guaranty Bank forward, progressively into the future. With this level of professionalism and concern, we help the members of our community become more prosperous through training and expert consultation.


Hue     Hue Townsend, CEO


View Upcoming Classes > 

Community Support

The leaders of Guaranty Bank don’t spend their days behind old-fashioned desks pushing papers around. They are out in our communities, talking to customers and visiting business owners. They build relationships and work proactively to ensure the services we deliver are just as effective in the real world as we think they will be.

We are genuinely interested in our customers, businesses and our community. 


Explore Community Support >

Call now to get started

Find a Location