Hernando Mortgage Officer
Contact information –
Office: (662) 449-1296
Fax: (662) 449-5054
Email: ereed@gbtonline.com
NMLS ID #595131

Eddie has over 16 years of experience in home mortgage lending.  He graduated from the University of Mississippi with a degree in Management Information Systems and carries the designation of Certified Residential Mortgage Specialist (CRMS).
Our goal is to provide the highest level of service at competitive rates. I am only a phone call away if you need help.

Hernando Mortgage Officer
Contact information –
Office: (662) 298-0131
Efax: (901) 202-2088
Cell: (901) 412-9590
Email: doug.capps@gbtonline.com
NMLS ID #68160

As a certified mortgage professional, Doug has built his reputation on providing outstanding service to his clients while keeping them informed throughout every step of the lending process. Doug is also involved with the BNI (Business Network International) Midsouth Partners and an affiliate member of North Mississippi Association of Realtors.

Mortgage Industry Designations:

• MMS – Military Mortgage Specialist
• CLO – Certified Loan Officer
• CRMS – Certified Residential Mortgage Specialist
• CMHS – Certified Military Housing Specialist
• FICO Pro – Certified FICO Professional
• Lending Integrity Seal of Approval

Prior to the mortgage industry, Doug proudly served in the US Army Military Police Corps for 8 years.

Our goal is to provide the highest level of service at competitive rates. I am only a phone call away if you need help.

Greenville Mortgage Officer
Contact Information:
Phone: (662) 332-7191
Fax: (662) 335-1820
Email: msanders@gbtonline.com
NMLS ID #595134

Melanie Sanders is the Vice-President of Guaranty Bank and Trust Company and a Mortgage Loan Officer. She has been with Guaranty Bank for 17 years and is thankful for the bank’s commitment to community service.

She participates in many organizations to make an impact for her community. She has traveled to Belarus and El Salvador on two missions trips with her First Baptist Church. She was the Volunteer Chairman for Greenville’s Mighty Mississippi Music Festival. She has contributed her time to Leadership Washington County, American Heart Walk Association, the Jesse Brent Association Golf Tournament, Teach Children to Save, Mississippi Scholars, Rotary Club, Junior Greenville Garden Club, and Joint Greenville-Washington County Historic Preservation Committee.

More recently, Melanie served as the Area Director to the Special Olympics. In banker terms, she says, the Special Olympics are the most lucrative “Return on Investment.” A Life Member of Junior Auxiliary, Sanders served as Treasurer and Charity Ball Decorations Chairman, among many other duties geared specifically for children.

With precision, purpose, and an agenda, she will help lead you through every step of the lending process.

Senatobia Mortgage Officer

Contact Information:
Phone: (662) 301-1049
Fax: (662) 301-1780
Email: chuck.jackson@gbtonline.com
NMLS ID #136376

Jackson attended the University of Mississippi and earned his Bachelor of Science degree in Education from Delta State University, where he was a member of the baseball team. He has also completed studies at the Barret School of Banking, conducted at the University of Memphis.

Most recently, Jackson was affiliated with First Financial Bank in Senatobia, where he served as President. Prior to that, he served as a Loan Officer at Community Mortgage in Southaven, Mississippi. Jackson serves on the Foundation Board of Northwest Mississippi Community College and is a previous member of both the North Mississippi Home Builders and the North Mississippi Board of Realtors. He served as Chairman of the Como Methodist Church Pastor Parish Relations committee and is a member of Hernando Methodist Church. He also is a member of Business Network International in Southaven. Jackson and his wife, Rachel, have two daughters, Lizzie and Lee Taylor, who both currently attend Ole Miss.

Grenada Mortgage Officer
Contact Information:
Phone: (662) 520-6233
Fax: (662) 520-6203
Email: harry.mccarley@gbtonline.com
NMLS ID #908743

Harry has been in the mortgage industry since 2014 and has experience in all types of loan programs. He is a graduate of Mississippi State University, where he earned his Bachelor’s Degree in Business Administration. He is committed to finding solutions to help people in his community achieve homeownership. Let Harry help you find the right mortgage loan to fit your needs.

Memphis Mortgage Officer
Contact Information:
Office: (901) 466-8526
Cell: (901) 619-8006
Fax: (662) 520-6203
Email: kavanaugh.heard@gbtonline.com
NMLS ID #2069394

Kavanaugh is a graduate of the University of Mississippi, where he earned his Bachelor’s degree in Business Administration. He has worked in banking for over 6 years. Kavanaugh started his career as a closer. He then moved up to processing before becoming a loan officer. This previous experience gives him a thorough knowledge of how the mortgage process works.

Memphis Mortgage Officer
Contact Information:
Office: (901) 620-0771
Fax: (662) 449-5054
Email: sam.throckmorton@gbtonline.com
NMLS ID #2146959

Sam has been in the mortgage industry for three years. She is a native Memphian, and graduated from the University of Memphis with a master’s degree in business administration. Sam’s goal is to be the trusted source throughout every stage of buying a home. She is dedicated to educating each client on the home buying process & ensure they have the best options available to them.

Jackson, MS Mortgage Officer
Contact Information:
Office: (601) 954-4197
Fax: (662) 449-5054
Email: kelly.turner@gbtonline.com
NMLS ID #1227198

Kelly has been in the mortgage industry for 16 years. He graduated from the University of Mississippi, studying liberal arts. Kelly lives in the Jackson area with his wife and six children.