Building a successful financial plan takes the right resources. That’s why we work hard to provide you with quality financial services and products, like our convenient, flexible, Visa Credit Card. It’s accepted at thousands of locations worldwide for just about any type of purchase you can dream up. And, unlike those big, out-of-town institutions, our card comes with the personal, friendly service you’ve come to expect from us. So, whatever your plans, choose the credit card that gives you all the value and buying power you need to get your projects off the drawing board!
When you use the Visa Credit Card for the purchase of goods or services, the following benefits are yours!
Advantage – Basic
- Travel Reservation Service
- Bonus Travel Dividends
- Vision Care Discounts
- Prescription Discounts
- Payment Card Registration
- Quarterly Newsletter
- Key Registration
- Auto Rental Insurance
Travel Accident Insurance
You, your spouse and dependents up to age 19 (age 25 if a full-time student at any institute of higher learning) are automatically covered with common carrier travel accident insurance every time you travel by air, bus, train, ship, taxi or any other common carrier anywhere in the world when you charge your entire fare to our card. This coverage is provided to you at no extra cost.
On purchases made in full using our credit card, the extended warranty program doubles the US Manufacturer’s warranty period and extends the coverage up to one additional year for warranties of one to five years (some exclusions apply).
90-Day Product Protection
Covers new consumer products purchased in full with our credit card against physical loss or damage for 90-days from date of purchase (some exclusions apply). Coverage is in excess of other collectibles insurance.
Guaranty Bank offers you two card options from which to choose. Each offers all of the benefits listed above with terms that vary based on your needs.
Visa Classic Card
- Fixed Interest Rate
- Credit limits as low as $500
- No Application Fee
- 1.0% CashBack will be awarded for every dollar spent on qualifying purchases. Awards can be redeemed through statement credits or automatic deposits to the account of your choice. *Redemption is available at any time.
Visa Premier Card
- Variable Interest Rate
- Minimum Credit Limit of $5,000
- No Application Fee
- 1.25% CashBack will be awarded for every dollar spent on qualifying purchases. Awards can be redeemed through statement credits or automatic deposits to the account of your choice. *Redemption is available at any time.
* The minimum amount that can be redeemed at any one time is $20. The maximum that can be redeemed at any one time is $10,000.