Personal loans the way you expect – easy and convenient.

Our customers have big dreams — and we have ways to make them come to life with our extensive line of personal loans. Have you got your eye on a new vehicle? Does your home need renovations or repairs? We can get you the funds for whatever project you have in mind!

We don’t drag out the loan process. Instead, we get your approval to you as quickly as possible. To make it even more convenient, we offer online applications for the following personal loan options:

 

Automobile Loans

An auto loan delivers the opportunity to purchase or refinance a new or used vehicle or motorcycle. Flexible terms and extremely competitive rates make our options easy and convenient.

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Home Equity Lines of Credit

The revolving line of credit secured by the equity you have in your home allows you to use the funds for any purpose you wish such as home improvements, education expense, medical expenses, or auto purchases. With credit lines ranging from $10,000 to $300,000, the choices are endless.

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Unsecured Installment Loans

Sometimes referred to as a personal loan, our unsecured installment loan option can provide funds for any number of personal expenses. There is no collateral requirement for qualified applicants, and approval is fast and convenient.

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Easy Access Lines of Credit

The unexpected always happens at the most inconvenient times! It’s not a catastrophe when you have convenient and quick access to funds. Car repairs, bargains you can’t turn down, health care expenses or a simple error in your checkbook can create a need for a personal line of credit. Your line of credit is tied directly to your checking account which can protect you from overdraft fees.

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CD and Savings Secured Loans

Avoid traditional loans or other lines of credit to get funds when you need them by borrowing against the balance available on your Guaranty Bank certificate of deposit (CD) or savings account. Get funds quickly without the need for a credit check and get a preferred interest rate.

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Recreational Equipment Loans

Dreaming of striking out on the open road on a new motorcycle or exploring the country in a state-of-the-art RV? A recreational equipment loan can help you finance your adventures.

Loans are available on both new and used recreational vehicles and equipment featuring competitive interest rates and the same convenience you have come to appreciate with all of our banking products.

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Credit Cards

With various credit limits and options available, our Visa credit cards allow you to have purchasing power at your fingertips for shopping, traveling and other needs. This is one option you’ll want to add to your wallet.

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Boat Loans

It’s smooth sailing to get a loan to buy a boat or other aquatic vessel with our competitive terms and interest rates and quick decisions. Whether you’re purchasing a new or used boat to set out on the high seas (or just to go fishing), we can help you get out on the water.

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Home Equity Loans

A home equity loan can provide you with the opportunity to consolidate your debts, pay for a major expense or receive funds for any other need. Benefits of a home equity loan include a fixed interest rate, a predictable monthly payment and a lump sum of cash. Let the equity in your home work for you!

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Residential Construction Loans

If you have plans to build your dream home, we can help with a residential construction loan to help cover your expenses during the construction phase. This fixed line of credit allows you to pay interest on only the amount of funds you have used.

This loan is made for a limited duration and will require property inspections during specific phases of the construction process. We offer competitive rates, flexible and several options for transitioning into a permanent mortgage once you get the keys to your new home.

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