Financial journeys differ greatly from customer to customer. When you are ready to start saving toward a goal — maybe a car, vacation, college or a home — we have the tools you need to be successful.
Learn more about the savings options below, or contact one of our helpful representatives for more specific information about which opportunity is right for you.
| Key Perks | Minimum Opening Deposit | Minimum Balance | Pricing Options | |
|---|---|---|---|---|
|
Guaranty Savings |
Low initial deposit Quarterly compounded interest, based on the average daily collected balance Up to 6 transfers or withdrawals per quarter; $3 fee for each additional |
$100 minimum opening deposit |
$100 |
$8 quarterly service charge if balance falls below $100 |
|
Personal Money Market Account |
Competitive interest rate Compounded monthly interest earnings based on average daily balance Limited transaction frequency |
$1,000 minimum opening deposit |
$1,000 minimum balance to avoid monthly service charge |
$10 monthly service charge if balance falls below $1,000 |
|
Guaranty Prime Account |
Highly competitive interest rates Monthly compounded interest deposits on entire account balance Up to 3 withdrawals per statement period; $10 fee for each additional |
$20,000 minimum opening deposit |
Maintenance of minimum balance of $20,000 to earn disclosed interest Maintenance of minimum balance of $15,000 to avoid $5 monthly service charge |
$5 monthly service charge if balance falls below $15,000
|
We offer certificates of deposit (CDs) featuring competitive rates fixed until maturity. Maturity terms range from 6 months to 5 years, with options in between to fit your needs.
A minimum opening deposit of $2,500 is required, and penalties are assessed for early withdrawal. Interest rates may fluctuate: contact a Guaranty Bank representative for a list of current rates and features.
Individual retirement accounts (IRAs) are the most common kind of retirement investment for individuals in the U.S. We offer a variety of plans and options that fit your financial goals and current saving abilities. Talk with one of our bank representatives to determine the right plan for you!
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