Personal Checking Accounts

Opening a personal checking account with Guaranty Bank is easy and fast. With great features like $0 monthly service fees, low minimum to open amounts, and earned interest, we make banking convenient. 

Explore Our Checking Accounts

Benefits of a Personal Checking Account

There are a number of ways that having a personal checking account with Guaranty Bank will benefit you. Read on to learn more.

Online and Mobile Banking

Online and mobile banking makes it easy to access your account on the go. Quickly see your balance, search transactions, transfer funds, and more.

Easy-to-Read Statements

Our statements are easy-to-read and understand, helping you to know exactly what is going on in your bank account. Estatements make accessing your account safe and convenient.

Direct Deposit

Direct deposit gives you the freedom of not having to cash paper checks every payday. Direct deposit is easy to set up with a Guaranty Bank personal checking account. You can do it online or in your nearest branch.

Debit Cards

Guaranty Bank debit cards make paying for things easy, whether it’s in person or online. Additionally, we will contact you if there has been any suspicious activity on your card, giving you peace of mind that your money is secure.

Secure Payments Made Easy

Paying in stores is safe and easy with Guaranty Bank. We support Apple Pay™, Samsung Pay, Android Pay and Visa Purchase Alerts to give you the freedom and security to make payments as you like.