Published On: March 2, 2021

New Promotions at Guaranty Bank


BELZONI –Guaranty Bank & Trust Company President Hue Townsend, today announced four bank employees have earned promotions. Carew Ferguson has been named Vice President and Relationship Banker while John L. Graeber, IV has been promoted to Assistant Vice President/Commercial Lender; Kristy Hood is now an Assistant Vice President/Credit Specialist and Sherry Watts named Assistant Vice President/BSA Specialist.

Ferguson serves in the bank’s Memphis Clark Tower Office. He worked as a Credit Analyst at First Alliance Bank prior to its acquisition by Guaranty Bank, and then became AVP/Relationship Banker.  He is a graduate of Mississippi State University where he earned two bachelor’s degrees as well as his master’s degree in Business Administration. He and his wife, Chandler, are members of Redeemer Presbyterian Church.

Graeber also works in the Memphis Office where he has served as Branch Manager of the Clark Tower location.  He joined Guaranty Bank in June 2016 in the Management Trainee program and worked as a Personal Banker in Southaven from June 2017 through December 2019. He is a graduate of the University of Mississippi and is currently enrolled as a second-year student at the Mississippi School of Banking conducted at Ole Miss.  He counts among his interests playing golf, hunting, and following Ole Miss athletic teams.

Mrs. Hood is a graduate of Corinth High School and attended Southwestern Illinois College. She joined Guaranty Bank in 2012 and has been in numerous positions throughout the bank. She is located in the bank’s Central Credit Administration Office in Belzoni.

Mrs. Hood and her husband, Matthew, have a son and daughter, Grayson and Krislyn, and are members of First Presbyterian Church. In her free time, she enjoys redecorating and restoring furniture, cooking, and spending time with her family. In past years, she has helped foster animals with the Belzoni Animal Rescue Kennel.

As a BSA Specialist, Mrs. Watts works out of the Batesville office.  She served the bank as Head Teller at its Hernando location from 2008 until 2017 and has more than 23 years of banking experience. A native of Lepanto, Arkansas, she is a 1992 graduate of East Poinsett County High School.  Mrs. Watts is also involved with the local animal shelter as a volunteer and enjoys spending time with her family, her dogs, reading, baking and crappie fishing. She is married to Jeff Watts.

“It is always a pleasure to recognize the outstanding work of employees by way of promotions,” Townsend said. “I am pleased to announce these promotions to four dedicated employees knowing our customers will benefit from their continued exceptional work.”

Press Contact:
Diedre Barret
Chief Retail Officer
Guaranty Bank & Trust Company
Office: 662.247.5134

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