Published On: May 31, 2023

HELP Grant down payment assistance available

Guaranty Bank HELPing make homeownership dreams happen!

We are proud to offer the Homebuyer Equity Leverage Partnership (HELP) program. This program offers down payment and closing cost assistant to low-income, qualified first-time homebuyers. Let’s work together to explore whether HELP is right for you.

Benefits and requirements:

  • Only first-time homebuyers are eligible for the program. Some exceptions apply.
  • HELP funds up to $15,000 per homebuyer.
  • Household income limits apply (must not exceed 80% of the area media income).
  • Homebuyers are required to complete a Homebuyer Counseling Program.
  • Homebuyers must contribute $500 of their own funds toward the required down payment or closing costs.
  • Homebuyers are required to sign a five-year retention agreement.
  • Can be used in conjunction with Conventional, FHA, USDA, and VA loans.
  • Additional qualifying guidelines apply.

*Program subject to change without notice. Subject to underwriting terms and conditions and some restrictions may apply.

To learn more about the HELP Grant, please contact Guaranty Bank’s mortgage department:

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