For sale sign in front of home.
Published On: December 11, 2023

HELPing is the heart of our vision.

New guidelines and increases to the Homebuyer Equity Leverage Partnership (HELP) Grant.

We are proud to offer the Homebuyer Equity Leverage Partnership (HELP) program. This program offers down payment and closing cost assistance to low-income, qualified first-time homebuyers. Let’s work together to explore whether HELP is right for you.

Benefits and requirements:

  • Only first-time homebuyers are eligible for the program. Some exceptions apply.
  • HELP funds up to $20,000.00 per homebuyer.
  • Household income limits apply (must not exceed 80% of the area median income).
  • Homebuyers are required to complete a Homebuyer Counseling Program.
  • Homebuyers must contribute $500 of their own funds toward the required down payment or closing costs.
  • Homebuyers are required to sign a five-year retention agreement.
  • Can be used in conjunction with Conventional, FHA, USDA, and VA loans.
  • Minimum 620 credit score.
  • Additional qualifying guidelines apply.

*Program subject to change without notice. Subject to underwriting terms and conditions and some restrictions may apply.

Apply now: www.gbtmortgage.com

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