Headshot of Tray Miller.
Published On: August 19, 2026

Guaranty Bank Announces Promotion of Tray Miller to AVP, Relationship Banker, Market Leader of Fulton

BELZONI, MS – Hue Townsend, CEO of Guaranty Bank is pleased to announce the promotion of Tray Miller to Assistant Vice President, Relationship Banker/Market Leader for Fulton.

A native of Fulton, Tray, joined Guaranty Bank in June 2021 through the bank’s Management Trainee Program. Since then, he has advanced through several key roles, including Loan Support, Loan Officer, Bank Officer, and Assistant Vice President/Relationship Banker, demonstrating a strong commitment to customer service, professional development, and community banking.

Tray is a graduate of Itawamba Agricultural High School and earned an associate degree from Itawamba Community College before completing a bachelor’s degree in economics from Mississippi State University. While serving customers in the Tupelo market, he also completed Mississippi School of Banking, further enhancing his knowledge and expertise in the financial services industry.

Outside of work, Tray enjoys playing golf, attending and watching baseball and football games, and staying actively involved in the community.

“Tray’s dedication to his customers, combined with his leadership abilities and banking expertise, has positioned himself as a valued member of the Guaranty Bank team,” said Regional President, Northeast Mississippi, Steven Coleman. “Tray has built a strong customer bases over the past several years and we are excited to about the opportunity for him to bring that commercial lending experience back to his hometown of Fulton.”

About Guaranty Bank:

Founded in 1943, Guaranty Bank is a privately held financial institution serving individuals, businesses, and communities across Mississippi and Tennessee. With 38 locations and a full range of consumer, commercial, mortgage, and wealth services, Guaranty Bank combines the strength of a modern financial partner with the personal relationships of a community bank. As a certified Community Development Financial Institution (CDFI), the bank is deeply committed to expanding access to financial services and supporting economic growth in the communities it serves. 

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