Helping Dreams Take Root: Making Homeownership Possible With SAFE
At Guaranty Bank, we believe banking should be about people, not just paperwork. That’s why we’re so proud to offer a homebuying program designed with real families, real goals, and real challenges in mind. The SAFE Homebuying Program, Safe Affordable Family Energy-Efficient Home Loan, is opening the door to homeownership for more of our neighbors across our communities.
More Than a Mortgage. It’s a Mission.
Owning a home is a dream that many share, but for some, it can feel just out of reach. Whether it’s credit history, down payment hurdles, or limited income, there are barriers that hardworking families often face. The SAFE program was created to help lower those barriers and raise up opportunities. We’re not just talking about buying a house. We’re talking about building a future where stability, growth, and pride of ownership go hand in hand.
A Program Built for People
The SAFE program is specifically designed for low- to moderate-income households, with features and support that reflect our commitment to meeting people where they are:
- Financing up to $275,000,
- Minimum credit score of 620 for at least one borrower
- Matched savings of up to $1,000
- No pre-payment penalties
- Fixed rate for peace of mind.
This isn’t just about buying. SAFE also supports home repairs, renovations, and even new construction. Every journey looks different, and we’re here to walk beside you every step of the way.
Learning, Growing, Owning
At Guaranty Bank, we believe in educating and empowering our customers. SAFE participants are offered pre- and post-homebuyer education, financial literacy resources, and personal credit counseling as needed. This is more than a checklist, it’s a complete approach to setting our customers up for success, not just for closing day, but for the years of homeownership ahead.
Rooted in Community
Our culture at Guaranty Bank is built around performance, heart, and human connection. SAFE reflects who we are. We are a bank that listens, uplifts, and leads with integrity. Whether you’re buying your first home, making improvements to the one you already love, or building something brand new from the ground up, we’re honored to be part of your story. Because when our communities thrive, we all rise.
Let’s Make Home Happen
Interested in learning more? Visit your nearest Guaranty Bank branch or scan the QR code on our printed materials to explore next steps. We’re here to help, every step of the way. Loan specifics are subject to change and are subject to final underwriting approval. Program is valid through July 1, 2026.