Get Rewarded For Banking Local

Open your new account at Guaranty Bank today.

Read below to see how you can qualify.

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New Personal Checking Customers

At Guaranty Bank (GBT), we’re offering new checking customers* $200 when opening an eligible checking account.

This offer begins on April 27, 2026, and expires on June 26, 2026. This offer is non-transferable and only available to those residing in counties where a GBT office is located. To receive your $200 bonus, you must meet the qualifications listed under ‘Conditions to Earn Bonus’.

Addendum to Truth in Savings Disclosure

This Addendum supplements your Truth in Savings Disclosure and applies only to accounts opened in participating markets during the promotional period listed below and is limited toone bonus per individual.

Amount of Bonus: You will receive a one-time $200 deposit as a bonus for opening your account if the conditions described below are met.

Conditions to Earn Bonus: To qualify for this Bonus offer, you must:

• Be a new* customer of Guaranty Bank with no existing active deposit account at the time of account opening. New customer is defined as an individual who does not have an active/open deposit account with Guaranty Bank.
• Establish a new personal checking account between April 27, 2026, and June 26, 2026, in one of the following participating locations: _{Accounts opened online do not qualify.}
  • Mississippi Locations:
    • Amory
    • Batesville
    • Belmont
    • Burnsville
    • Boonville
    • Corinth
    • Derma
    • Fulton
    • Grenada
    • Hernando
    • Iuka
    • Oxford
    • Pontotoc
    • Ridgeland
    • Saltillo
    • Senatobia
    • Southaven
    • Starkville
    • Tishomingo
    • Tupelo
    • Vicksburg
  • Tennessee Locations:
    • East Memphis, 4894 Poplar Avenue
    • Uptown Memphis, 464 N. Front Street
    • Oakland
• The new account must be one of the qualifying account types:
  • Freedom Checking – Minimum opening deposit $50
  • Secure Checking – Minimum opening deposit $100
  • Ultimate Checking – Minimum opening deposit $25,000
  • SAM Student Checking – Minimum opening deposit $25
• The new account must be established and receive qualifying direct deposit(s). A qualifying direct deposit is a recurring electronic deposit of your paycheck, pension, or government benefits (such as Social Security) made by your employer or an external agency. Internal transfers, mobile deposits, and person-to-person payments (e.g., Zelle®, PayPal®, Venmo®) do not qualify.
• The new account must be enrolled in monthly electronic statements.
• The account must remain open and in good standing for at least 60 calendar days from the date of first deposit. Good standing is defined as no overdrafts or non-sufficient funds.

When Bonus Will Be Provided: After all conditions to earn bonus are fulfilled, the bonus will
be credited to your checking account no later than October 31, 2026.

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New Business Checking Customers

At Guaranty Bank (GBT), we’re offering new business customers* $300 when opening an eligible checking account.

This offer begins on April 27, 2026, and expires on June 26, 2026. This offer is non-transferable and only available to those residing in counties where a GBT office is located. To receive your $300 bonus, you must meet the following qualifications:

Qualifications for Earning $300 Checking Account Bonus

• Open a Guaranty Edge Checking, Commercial Analysis Checking, or Business Checking with interest at any Guaranty Bank branch or online. Please click here to view our branch locations, or click here to access our online account opening portal.
• Opening deposit must be in accordance with the product type.
• Maintain the new account in good standing (no non-sufficient funds, overdraft fees, or account closure) for the first 60 days after initial opening deposit.
• For new checking customers* only. Current customers can earn rewards by using our refer a friend portal.
• Customers with a previously charged-off GBT checking account are not eligible for this promotion.
• GBT employees are not eligible.
• One business bonus per customer. 

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Terms and Conditions

Opening deposit cannot be transferred from existing Guaranty Bank accounts. The bonus will be credited to your account and will be reported as income on Form 1099-INT. Payment can take up to 120 days after the promotion end date. Visit a branch or gbtonline.com to understand the monthly service charges associated with various checking products and how the monthly charges may be eliminated based on balance.

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