National Consumer Protection Month

March is National Consumer Protection Month

Guaranty Bank & Trust takes pride in the importance of educating our customers on scams and fraud. These types of schemes are becoming increasingly common, and staying informed about ways to avoid this is one of the most powerful ways to safeguard your finances.

What to do if you receive a call or text asking for personal information:

Pause before you respond. Fraudsters often rely on urgency and pressure to catch you off guard.

• Call your local branch and speak with someone you trust to verify.
• Don’t click suspicious links or download unexpected attachments.
• Watch for urgency or pressure tactics—scammers want you to act fast.
• If Guaranty Bank calls, texts, or sends an email to you, please know we would never ask for your passwords, PIN’s or account numbers.

Ways to safeguard your information to protect yourself:

• Monitor your accounts through digital banking and report any unfamiliar transactions immediately.
• Set up card controls to protect your debit cards. You can enable or disable your card, report it as lost or stolen, and notify GBT of travels plans all from our app.
• Customize account alerts in your digital banking app to enable full transparency of account activity.
• Shred sensitive financial documents before disposal.
• Educate your family members, especially children and older adults.

At Guaranty Bank, we have a strong commitment to consumer protection. By staying informed and practicing safe financial habits, you help strengthen the protection around your accounts. If you ever suspect fraudulent activity, contact your local branch immediately. Swift action can make all the difference. 

For more information, please visit https://gbtonline.com/mobile/