HELP on the Path to Homeownership.
We are proud to offer the Homebuyer Equity Leverage Partnership (HELP) program.
This program offers down payment and closing cost assistant to low-income,
qualified first-time homebuyers. Let’s work together to explore whether HELP is
right for you.
Benefits and requirements:
- Only first-time homebuyers are eligible for the program. Some exceptions apply.
- HELP funds up to $20,000.00 per homebuyer.
- Household income limits apply (must not exceed 80% of the area median
- income).
- Homebuyers are required to complete a Homebuyer Counseling Program.
- Homebuyers must contribute $500 of their own funds toward the required
- down payment or closing costs.
- Homebuyers are required to sign a five-year retention agreement.
- Can be used in conjunction with Conventional, FHA, USDA, and VA loans.
- Minimum 620 credit score.
- Additional qualifying guidelines apply.
*Program subject to change without notice. Subject to underwriting terms and
conditions and some restrictions may apply.