Guaranty Bank believes that not only do we owe excellent service to our customers, but we are also committed to serving our communities. We do this because we care about our customers, our communities and all of the people who live here. We live and work here, too, and want to do what we can to make our world a better, brighter place.
Guaranty Bank is a Community Development Financial Institution (CDFI). Not only do we have a strong history of working within our communities for overall betterment, but our certification as a CDFI also demonstrates our commitment to improving neighborhoods, communities and the lives of our customers.
Connection to our Community
We are proud of our employees for the way they step up and volunteer for local activities. Guaranty Bank sponsors events, helping serve our communities. You will see our employees and sponsorships at the BB King Festival, Catfish Festival and many other events in the area.
Guaranty Bank and our employees give time and money to worthy activities in our community such as the toy drive benefitting the patients at St. Jude Hospital, among many other causes. Through promoting messages on social media channels to volunteering at events, we aim to serve.
Center for Financial Knowledge
We host community events throughout the year focused on educating small business owners and our banking customers. From basic personal banking to personal financial management to more complex business concerns, our experts deliver professional advice and insight. It’s our privilege and duty to ensure that we provide both services and products to our customers which give them the power and knowledge to leverage these products for the most benefit. Specifically for young adults, we offer a financial education program called Money Smart for Youth that provides tools and resources to prepare them for their future.
Click here to view more information and results on our youth outreach program!
The SAFE Affordable Family Energy Efficient (SAFE) Home Program
SAFE Homebuying program is an affordable housing program designed for individuals and families with low income who are interested in purchasing a home but may be experiencing barriers that make home ownership difficult to achieve. This program also includes financing for participants who already own their homes but need to make repairs.
• Designed for low income families
• Maximum loan amount of $75,000
• Minimum credit score of 625
• Matched savings of up to $2,000
• Participants will receive:
o Financial Education
o Personal Credit Counseling
o Pre-and Post-Home Buyer Education