| Dec. 2020 | Dec. 2019 | |
| Cash and Due from Banks | $ 29,858,007 | $ 24,227,813 |
| Interest Bearing Deposits with Banks | $ 27,286,525 | $ 8,892,772 |
| Federal Funds Sold | $ 15,250,000 | $ 1,971,201 |
| Investment Securities- Taxable | $ 96,762,717 | $ 83,022,033 |
| Investment Securities- Tax-Exempt | $ 109,069,532 | $ 70,612,998 |
| Loans (net of unearned income) | $ 896,652,916 | $ 802,972,400 |
| Less: Allowance for loan losses | ($12,254,013) | ($9,151,995) |
| Premises and Equipment, Net | $ 25,446,185 | $ 23,786,877 |
| Accrued Interest Receivable | $ 7,509,243 | $ 6,535,535 |
| Other Real Estate Owned | $358,470 | $676,877 |
| Other Assets | $ 29,139,597 | $27,017,628 |
| TOTAL ASSETS | $1,225,079,179 | $1,040,564,139 |
| Dec. 2020 | Dec. 2019 | |
| Non-Interest Bearing Deposits | $351,800,706 | $228,451,207 |
| Interest Bearing Demand Deposits | $310,808,106 | $275,685,142 |
| Savings and Money Market Deposits | $181,758,602 | $151,216,229 |
| Time Deposits – Retail | $245,792,460 | $265,346,373 |
| Time Deposits – Wholesale | $220,306 | $208,958 |
| TOTAL DEPOSITS | $1,090,380,180 | $920,907,909 |
| Accrued Expenses and Other Liabilities | $13,236,057 | $9,155,024 |
| FHLB Advances | $306,998 | $775,777 |
| Other Borrowings | $3,566,906 | $2,011,273 |
| TOTAL LIABILITIES | $1,107,490,141 | $932,849,983 |
| Dec. 2020 | Dec. 2019 | |
| Common Stock | $328,478 | $328,478 |
| Capital Surplus | $77,211,196 | $75,617,696 |
| Retained Earnings | $18,639,560 | $14,273,272 |
| Accumulated Other Comprehensive Income (Loss) | $2,665,389 | 1,223,029 |
| Net Income | $18,744,415 | $16,271,681 |
| TOTAL EQUITY | $117,589,038 | $107,714,156 |
| TOTAL LIABILITIES & EQUITY | $1,225,079,179 | $1,040,564,139 |
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