| Dec. 2019 | Dec. 2018 | |
| Cash and Due from Banks | $24,227,813 | $17,843,421 |
| Interest Bearing Deposits with Banks | $8,892,7723 | $27,077,933 |
| Federal Funds Sold | $1,971,201 | $1,000,000 |
| Investment Securities- Taxable | $83,022,033 | $74,652,706 |
| Investment Securities- Tax-Exempt | $70,612,998 | $51,472,589 |
| Loans (net of unearned income) | $802,972,400 | $625,496,560 |
| Less: Allowance for loan losses | ($9,151,995) | ($7,299,903) |
| Premises and Equipment, Net | $23,786,877 | $15,378,956 |
| Accrued Interest Receivable | $6,535,535 | $5,411,303 |
| Other Real Estate Owned | $676,877 | $586,205 |
| Other Assets | $27,017,628 | $19,391,306 |
| TOTAL ASSETS | $1,040,564,139 | $831,011,076 |
| Dec. 2019 | Dec. 2018 | |
| Non-Interest Bearing Deposits | $228,451,207 | $149,721,674 |
| Interest Bearing Demand Deposits | $275,685,142 | $250,560,075 |
| Savings and Money Market Deposits | $151,216,229 | $98,761,538 |
| Time Deposits – Retail | $265,346,373 | $187,901,936 |
| Time Deposits – Wholesale | $208,958 | $204,832 |
| TOTAL DEPOSITS | $920,907,909 | $687,150,055 |
| Accrued Expenses and Other Liabilities | $9,155,024 | $6,461,294 |
| FHLB Advances | $775,777 | $52,230,696 |
| Other Borrowings | $2,011,273 | $1,355,963 |
| TOTAL LIABILITIES | $932,849,983 | $747,198,008 |
| Dec. 2019 | Dec. 2018 | |
| Common Stock | $328,478 | $328,478 |
| Capital Surplus | $75,617,696 | $54,658,131 |
| Retained Earnings | $14,273,272 | $15,120,800 |
| Accumulated Other Comprehensive Income (Loss) | $1,223,029 | ($921,013) |
| Net Income | $16,271,681 | $14,626,672 |
| TOTAL EQUITY | $107,714,156 | $83,813,068 |
| TOTAL LIABILITIES & EQUITY | $1,040,564,139 | $831,011,076 |
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