| Dec. 2018 | Dec. 2017 | |
| Cash and Due from Banks | $17,843,421 | $19,968,307 |
| Interest Bearing Deposits with Banks | $27,077,933 | $41,904,128 |
| Federal Funds Sold | $1,000,000 | $1,975,000 |
| Investment Securities- Taxable | $74,652,706 | $82,755,944 |
| Investment Securities- Tax-Exempt | $51,472,589 | $53,685,453 |
| Loans (net of unearned income) | $625,496,560 | $578,973,223 |
| Less: Allowance for loan losses | ($7,299,903) | ($6,700,913) |
| Premises and Equipment, Net | $15,378,956 | $14,093,422 |
| Accrued Interest Receivable | $5,411,303 | $4,858,052 |
| Other Real Estate Owned | $586,205 | $429,777 |
| Other Assets | $19,391,306 | $18,171,692 |
| TOTAL ASSETS | $831,011,076 | $810,114,085 |
| Dec. 2018 | Dec. 2017 | |
| Non-Interest Bearing Deposits | $149,721,674 | $151,351,415 |
| Interest Bearing Demand Deposits | $250,560,075 | $238,588,354 |
| Savings and Money Market Deposits | $98,761,538 | $103.106.513 |
| Time Deposits – Retail | $187,901,936 | $182,392,079 |
| Time Deposits – Wholesale | $204,832 | $203,513 |
| TOTAL DEPOSITS | $687,150,055 | $675,641,874 |
| Accrued Expenses and Other Liabilities | $6,461,294 | $5,770,045 |
| FHLB Advances | $52,230,696 | $53,176,065 |
| Other Borrowings | $1,355,963 | $942,731 |
| TOTAL LIABILITIES | $747,198,008 | $735,530,715 |
| Dec. 2018 | Dec. 2017 | |
| Common Stock | $328,478 | $328,478 |
| Capital Surplus | $54,658,131 | $53,658,131 |
| Retained Earnings | $15,120,800 | $9,287,932 |
| Accumulated Other Comprehensive Income (Loss) | ($921,013) | ($1,576,169) |
| Net Income | $14,626,672 | $12,884,998 |
| TOTAL EQUITY | $83,813,068 | $74,583,370 |
| TOTAL LIABILITIES & EQUITY | $831,011,076 | $810,114,085 |
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